Insurance Articles

In considering taking out comprehensive marine insurance you are embarking on an important financial decision, because it is a fact that a boat is probably one of the largest expenditures you will ever make in your life. If it is damaged in dry dock or out at sea than the […]

Small business owners tend to be optimistic, and therefore often underestimate the amount of insurance they need. Accidents happen. There is always the possibility that someone could become injured due to negligence on your part or one of your employee’s part. Even if you do take measures to keep your […]

Auto insurance can be an expensive bill for many people each month. Some people can barely even afford it, or worse – try and go without it, despite it being illegal to do so. Trying to obtain really cheap car insurance is something into which drivers put a lot of […]

In the workplace today, salary negotiation is often considered an art. It is something that is not just done mindlessly, there has to be careful thinking and planning that takes place before you can ask your employer for a pay raise. It also comes in handy during job interviews, when […]

In my interview about negotiation with Camp Group CEO Jim Camp, he pointed out to be the difference between tactics and principles. As a pilot in the Air Force, he was taught that a principle will always beat a tactic. So, it’s very important to take a look at the […]

It’s a given that all types of businesses require – at the very least – basic liability insurance. It’s always wise to safeguard your business against as much as possible. All industries are vulnerable to lawsuits for one reason or another these days. Even if you do most of your […]

It may sound strange but there are times when you can win more negotiations by appearing to be odd and scary than meek and mild. Depending on the person with whom you’re negotiating, this tactic can have a debilitating effect on them. The reason for that is, some folks don’t […]

Personality of the Insurance Agent Have conversations with prospective agents. Explain your situation and ask for a quote. Simply asking does not mean you have to work with them. This is a chance for you to get a feel for how they work and if you’re comfortable with them. There […]

Many homeowners are perplexed by the gap between the market value of their home and the replacement cost on their homeowner’s insurance policy. With the declining market values, these numbers are becoming farther apart and many people are asking themselves why the big discrepancy. Your homeowner’s insurance is a contract […]

There is no legal right to debt reduction or credit negotiation if you owe more than $10,000. Any ads promoting debt and credit card reduction are misleading. I hear them all the time on TV and the radio. I get the spam ads on the internet. You have heard the […]